PROTECTING YOUR FAMILY & RETIREMENT
Your future starts with today’s decisions.
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Final Expenses
Dealing with final expenses is a deeply personal and emotional journey, often associated with grief, love, and the inevitable realities of life. At Health & Retirement, we understand the importance of easing this burden for families, allowing you and your loved ones to focus on cherishing memories and honoring legacies.

Mortage Protection
Your home is more than just a building; it’s where memories are created and dreams are built. But what happens if you or a loved one can no longer make mortgage payments due to unforeseen circumstances? Mortgage protection insurance offers a solution, ensuring that your family’s home and financial future remain secure.
Life Insurance
Life insurance is more than just a policy; it’s a promise to your loved ones that they will be financially secure, no matter what happens. At Health & Retirement, we offer a range of life insurance options tailored to fit your needs and dreams, so you can provide your family with the best gift—peace of mind.

Long-Term Care
Long-term care isn’t just about assistance; it’s about creating a warm, supportive environment where your loved ones feel cherished and valued. At Health & Retirement, we provide compassionate and personalized long-term care services designed to meet individual needs.

Vivian Velez
HEALTH & RETIREMENT OPTIONS

About Vivian
My Personal Business Philosophy:
My goal is to offer solution that meet your needs today and throughout your retirement. I hold myself to the highest level personal and professional integrity and promise to recommend only insurance product solutions that are in my clients' best interest.
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