Your Current Age

Vivian Velez • November 29, 2024

Your Current Age: Why It Matters for Your Long-Term Care Plan

Have you ever wondered if age is just a number when it comes to planning for long-term care? Spoiler alert: it’s not! Your current age plays a significant role in shaping your long-term care options, from the cost of premiums to the benefits you can lock in. Let’s break it down together.

Why Does Age Matter?

Here’s the deal: the younger you are when you start planning, the better your options often are.

  1. Lower Premiums
  2. Better Health Assumptions
  3. More Time to Build
There’s no magic number, but here’s a tip: don’t wait until long-term care becomes a pressing need. The earlier you start, the more affordable and flexible your plan is likely to be.

Is There a “Right” Age to Start?

Feeling uncertain about whether now is the right time? That’s completely normal. Everyone’s situation is different, and the “right age” depends on your unique goals and circumstances.



The good news? You don’t have to figure it out alone. I’m here to help you navigate your options, whether you’re just starting to think about long-term care or ready to dive into the details.

Not Sure When to Start? I’ve Got You!

Let’s Plan Together!

Your age today doesn’t just reflect where you are, it sets the stage for your future. Reach out to me, and let’s create a plan that makes sense for you, right here and now.


Because when it comes to long-term care, the best time to plan is when you’re ready to take control. And hey, it might just be today!

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